You receive a 10% discount from the base rate of your current liability, no-fault, and collision premiums (including property damage, bodily injury, and personal injury protection) each year for three years.Anyone who wants to lower their insurance.Violators who have incurred points on their driving record.PEF members, retirees, and immediate family members who spend a lot of time behind the wheel.New drivers just receiving their driver’s license.Eliminate your responsibility to pay a driver responsibility assessment.Prevent a mandatory suspension or revocation.Reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years.4 points are ‘subtracted’ for the purpose of calculating a suspension if you have 11 or more points the tickets/points do not physically come off your driving record.Help to prevent the risk of losing your license in the event you accrued 11 or more points on your driving record.To be eligible for this discounted rate, you must complete the National Safety Council’s 6-hour DDC through one of PEF MBP’s approved classroom locations, or you may take the online course. The course is available to all active, dues-paying PEF members and retirees, as well as immediate family members who reside in New York State. The online course is available.Ĭourses provided are approved by the Department of Motor Vehicles, and include: Please be advised that the classroom course offering is not currently available due to COVID-19, social distancing requirements, and office closures.

5 hour online defensive driving course